Empowering your Financial Future with tailored solutions.
Cash Flow Shouldn’t Kill Growth. We Fix That
Quick approvals and timely disbursal
Quick approvals. Minimal documents. Use it whenever business demands cash.
Transparent terms with no hidden charges
Your Suppliers Get Paid Today. You Pay Us Later.
How we help you get quick loans
Eligibility Criteria
Unsecured Business loan eligibility varies across lending institutions and loan schemes so a common set of Unsecured Business Loan eligibility criteria is given below.
| Age Limit | 21 – 65 years (must not be older than 65 by the time the loan matures) |
| Business Type | Self-employed individuals, proprietors, private limited companies and partnership firms involved in the business of manufacturing, trading or services |
| Business Vintage | Current business for a minimum of 3 years (profitable), with 5 years total business experience |
| Turnover | Minimum Rs. 30 lac per annum |
| Credit Score | Preferably 750 and above (varies across lenders) |
Interactive EMI Calculator
Estimate your Equated Monthly Installment (EMI) for a business loan. Adjust the loan amount and tenure to see your potential monthly payments.
Your results will be displayed here after you calculate.
Our Esteemed Partners
We collaborate with leading financial institutions to bring you the best options.
Documents Required
- Individual KYC (Photo, Pan, Aadhar Card of all applicants and co-applicants)
- Residence light bill of proprietor/all directors/all partners (If rented then rent agreement)
- Permanent Address Proof
- Business KYC (Company Pan Card, Udyam Certificate, Gumasta Certificate, GST Certificate, List of Directors & Shareholding Pattern, Partnership Deed, Certification of Incorporation,)
- MOA (Memorandum of Association) and AOA (Articles of Association)
- Office light bill (If rented then rent agreement)
- Latest 2 year Company ITR with audit report (CA Attested) (Acknowledgement, Computation of Income, Balance Sheet & Profit & Loss Account, 3CD, 3CB with schedules)
- Latest 2 year ITR of all directors (CA Attested)
- 1 year GST return.
- 1 year current account statement.
- All ongoing loans on company and individual name sanction letters.
- Repayment track record of all ongoing loans.
- Form 32 and Form 20B (if required)
*If turnover is less than 20 lakh then customer needs to have strong banking. Loan will be provided by the bank as per customer banking.
Note: The above list is indicative and your lender might ask for additional documents.